Supplemental Insurance

Emory Healthcare offers a variety of programs just in case you need some extra support. 

Long-Term Disability
Emory Healthcare gives you long-term disability (LTD) coverage at no cost to you. LTD benefits replace 60 percent of your base pay after you have been absent from work for 180 days due to a qualifying injury or illness. You are eligible for this benefit after completing one year of service in an eligible status.

Supplemental LTD
The Supplemental LTD benefit enables you to insure a higher plercentage of income than the employer LTD.  You may purchase this benefit through payroll deduction.

Short-Term Disability
Short-term disability provides a benefit equal to 60 percent of your base pay. The waiting period you chose - 15, 30, or 60-days - is offset with your Extended Illness Bank and Comprehensive Leave.

Basic Life Insurance
Emory Healthcare gives you basic life insurance at one times your base pay, up to $50,000.

Supplemental Life Insurance
You may purchase supplemental life insurance coverage for yourself or your family.

Personal Accident Insurance
Personal accident insurance pays a benefit to you or your eligible dependents for loss of life or dismemberment as a result of an accident.